If you have always dreamed owning your own home, this may be the perfect time to buy one. Mortgage rates around the country have dropped this week, reaching their lowest levels of this year. According to a nationwide survey released yesterday by mortgage company Freddie Mac, the average interest fate on a 30-year fixed rate mortgage fell to 6.58. This is an ideal opportunity for those who are looking to purchase a new home, as well as for those who already have existing mortgages. The current mortgage rates are at the lowest since Freddie Mac began tracking in 1991.